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Data Protection Guidelines
Processing Credit, Debit, Charge or Other Types of Payment Cards
The Irish Data Protection Commissioner has been quite active of
late, in the enforcement of data protection laws and in issuing
guidance notes in respect of aspects of the applicable legislation.
The loss of government data in the UK recently has received a lot
of news coverage and has increased public awareness and media focus
on the use of personal data and the rights that people have regarding
their personal information.
Against this backdrop, the Irish Data Protection Commissioner issued
a guidance note on Tuesday, 8 January 2008 entitled "Guidance Note
for Data Controllers on Purpose Limitation and Retention in Relation
to Credit/Debit/Charge Card Transactions".
Guidance notes that are issued by the Irish Data Protection Commissioner
do not have the force of law, but they are useful in terms of understanding
the way in which the Data Protection Commissioner interprets the
legislation.
Clients that process payment cards should be aware of the limitations
applicable to the information that is gathered when processing the
cards: the information may only be used for specific and legitimate
purposes.
Commercial operations and procedures should reflect the legal obligations
and responsibilities owed to the people providing the payment card
details, and data protection restrictions should be taken account
of in contracts with service providers which may provide payment
processing services to a business.
For further information, or if you would like a copy of the guidance
note,
please contact Deirdre
Kilroy.
January 2008.
© 2003-2008 LK Shields Solicitors.
All rights reserved.
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